United First Financial

Steve Orris, Independent Agent
United First Financial

United in purpose, the award winning founders of United First Financial® have created a financial power tool which takes personal financial planning to a whole new level. Never before has the average person had access to this level of debt reducing power with point and click simplicity.

First of all in the minds of the founders were their own families’ financial problems while they were growing up. Debt is killing the American dream and they decided to do something about it. They brought together some of the sharpest minds and developed their plan of action. Building on the success of the beta test they kept refining the Money Merge Account® system until it had the power to knock out as much debt as possible.  The result - a cutting edge debt reduction power tool.

Financial problems don’t need to be permanent, they can be manageable. And the priority of United First Financial (UFirst®) is showing you how to get out of debt in record time with little or no change to your budget. They have the resources, know how, and experience to exceed your expectations. No one can beat the performance and convenience of the Money Merge Account system. And the great people at United First Financial are continuously improving the level of customer support as well as the performance of the system.

At the heart of the company is a group of individuals with compassion for the financial difficulties you face. They have the research to know how to maximize every dollar you make. And they include customer support to make sure you get the most benefit possible. Being a good company with a good product was never an option. They chose to be the best.

Their education, experience, and commitment to your financial success are evidenced not only in their relentless pursuit of the best product, but also in how they share the profits with the independent agents in the field. Once someone experiences the amazing results the Money Merge Account system brings to their own finances they naturally want to share this information with others. United First Financial offers generous commissions to those who join the team.

Ernst  & Young awardThe Ernst & Young Entrepreneur Of The Year® 2008 Utah Region award for financial services went to founders Skyler Witman, John Washenko, Matt Lovelady, Jonathan E. Bonnette, and Don Jorgensen.  Press release details. These fine people are leading the company in the right direction. UFirst is changing the way people look at debt, manage debt, and eliminate debt.  We are creating debt solutions that will be imitated but never beat.  





Skyler Witman and Steve Orris


The Money Merge Account system is a meticulously researched, math-based program that teaches you how to use money in ways you never thought possible to quickly reduce the largest debt you’ll ever incur.  It’s preventing people from losing everything they own, ensuring that families will always have a roof over their heads no matter what happens, and enabling people to build a business that grows by helping others brighten their financial outlook.

-Brian Bianca, Editor, True Wealth Magazine


. . .homeowners finally have a clear picture of their financial future.  Additionally, because the MMA (Money Merge Account) is customized to each homeowner, changes in income, expenses, etc., can be updated at anytime, prompting the system to create and deliver a new plan of action. 

-Broker Banker Magazine